Afterpay
Unleash Your Shopping Power with Afterpay!
Are you ready to experience a smarter way to shop in Australia? With Afterpay, you can get what you want, when you want it, without the wait.
Our revolutionary buy now, pay later service empowers you to spread the cost of your purchases into 4 easy, interest-free instalments over 6 weeks. Say goodbye to upfront payments and hello to instant gratification and effortless budgeting!
What is Afterpay?
Afterpay is a buy now, pay later platform that lets you pay for your items in 4 instalments over 6 weeks, interest-free.
Why use Afterpay?
We’ve provided you with three options that you can use at the top of the page to let customers know Afterpay is now available.
Easy to apply
Simple and easy to join. Set up an account in minutes. Credit checks apply.
Spend limits are dynamic and start low
Once approved, enjoy your dynamic spending limit. We start new customers at a lower spend limit and may increase it gradually over time.
Accepted in-store an online
Once approved, you can pay it in 4 whenever you shop with
It’s easy to manage your account inthe app.
Track your payments, check available spend limits, and make early payments in theAfterpay App.
How does Afterpay work?
When you use Afterpay, you pay for your items in 4 instalments over 6 weeks, without incurring any interest. To use Afterpay, add items to your shopping cart then select Afterpay from the available payment options.
You pay for the first instalment of 25% at the time of purchase, and the remaining three instalments will be automatically deducted from your nominated debit or credit card over the following six weeks.
Are there any fees for using Afterpay?
Afterpay caps late fees to help keep costs manageable for customers who miss a payment. Late fees will never exceed 25% of the order total or $68 per order, whichever is lower.
How this works:
- For orders under $40: A one-time late fee of up to 25% of the order total applies
- For orders of $40 or more: A $10 late fee is charged when a payment is missed. If the outstanding amount remains unpaid after seven days, an additional $7 late fee applies . This is the same for all late payments until the 25% cap or $68 amount is reached. To remain within the cap, we may charge partial amounts of the $10 and $7 fees.
- You can check your General Terms for other late fees caps that may apply.
- Afterpay is committed to doing everything they can to help you not miss a payment, including sending you payment reminders and offering options to reschedule upcoming payment dates.
- Afterpay is designed to be completely different to traditional credit products that charge interest, so that customers are never in a situation of high compounding interest and revolving debt.
Eligibility for humm Requirements
☑️ You must be 18 years of age or older
☑️ Be living in Australia
☑️ You must have a valid and verifiable email address and mobile phone number
☑️ You must use a valid Australian bank payment card to make a purchase
☑️ You must be capable of entering into a legally binding contract